Please read the terms in full before you use this website. Use of this Website indicates full comprehension and agreement to all terms and conditions below. If you do not accept these terms, please do not use this Website. We do occasionally update these terms so please refer back to them in the future.


1.1 This website is meant to be used for personal purposes and we encourage you to print and download material from this Website provided that you do not modify any content without prior written consent. Material on this website must not be republished in any manner without prior written approval.

1.2 The copyright and other intellectual property rights in all material on this Website are owned by us or our licensors and must not be reproduced without our prior written consent.


2.1 This Website is generally available to the public and, with the exception of personally identifiable information (the use of which is covered under our Privacy Policy), any material you send or post may be freely copied, disclosed, distributed, incorporated, or otherwise used for any and all purposes.

2.2 When using this website you shall not post or send to or from this Website any material:

(a) for which you have not obtained all necessary consents;

(b) that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offense, give rise to a civil liability, or otherwise is contrary to the law in the United States;

(c) which is harmful in nature including, and without limitation, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.

2.3 We will fully co-operate with any law enforcement authorities or court order requiring us to disclose the identity or other details of any person posting material to this website in breach of Paragraph 2.2.


3.1 Any links to third party websites located on this Website are provided for your convenience only. We have not reviewed each third party website and have no responsibility for such third party websites or their content.

3.2 You may link to this Website so long as you do not replicate any page on this Website, and subject to the following conditions:

(a) you do not in any way imply that we are endorsing any services or products unless this has been specifically agreed in writing;

(b) you do not misrepresent your relationship with us or present any false information about us;

(c) you do not link from a website that is not owned by you; and

(d) your website does not contain content that is offensive, controversial, infringes any intellectual property rights or other rights of any other person or does not comply in any way with the law in the United States.

3.3 If you choose to link to our website in breach of Paragraph 3.2 you shall fully indemnify us for any loss or damage suffered as a result of your actions.


4.1 We take all reasonable steps to ensure that the information on this Website is correct. However, we do not guarantee the correctness or completeness of material on this Website.

4.2 The material at this Website is provided without any conditions or warranties of any kind.


5.1 We shall not be liable for any kind of loss or damage that may result to you or a third party as a result of the use of our website.